Collectibles Insurance - anyone have experience?

[joelsabi]

Re: Collectibles Insurance - anyone have experience?

Go this link thru PSA and thought of this thread.

http://collectinsure.com/what-we-insure/sports-cards-memorabilia?utm_source=PSA&utm_medium=email&utm_term=INSERT_EMAIL&utm_content=INSERT_MESSAGE_NAME&utm_campaign=INSERT_MESSAGE_SUBJECT

[TigersCubs84]

Re: Collectibles Insurance - anyone have experience?

I would advise everyone to read your policy. Look at the "special limits on certain types of property" section (usually near the front of the policy) and see if it mentions sports memorabilia / collectibles. Check the section of "property not covered", also usually near the front. I am warning you, agents typically do not know policy language very well, and they are usually working on commission and are motivated to sell you more coverage. Any one who wants me to look at your specific policy and provide my opinion, I will be happy to if you scan your policy and email it to me. PM me and let me know.

Thanks for this info and offer Dan. I have a bit of a different situation, with homeowners and renters. After reading your post I dug up my renters, low and behold, 2500 limit on sports cards. Never mentioned bats, etc. Agents didn't know squat as you inferred. Agent is decent folk, well thought of, high end clients, "oh, you'll have plenty, blah, blah blah". I'll be checking into this pronto!

[sorklora]

Re: Collectibles Insurance - anyone have experience?

Go this link thru PSA and thought of this thread.

http://collectinsure.com/what-we-ins...ESSAGE_SUBJECT

That is who I use and who'd I'd recommend. As a previous poster mentioned, your homeowner's will cover some of your stuff, but in total loss, it will not if you don't have specific coverage for that stuff. My insurer actually told me to go with this specialized insurer as they know my collection outweighs my homeowner's policy.